Fleeting moment changes OFW’s perspective in life

Fleeting moment changes OFW’s perspective in life

They say that when your […]

They say that when your time comes, your life will quickly flash before your eyes. Special noteworthy memories will replay themselves once more in the precious moments just before you die — a vivid account of life-long autobiographical moments. When seafarer Gerald Andagan narrowly escaped being run over by a bus along EDSA coming from the Philippine Overseas Employment Administration (POEA), he immediately realized the unpredictability of life.

 Nag-flashback ang buong buhay ko. My family’s future flashed before my eyes. Napaisip ako kung anong mangyayari sa pamilya ko kung mawala ako bigla,” Gerald recalls. He admits he wasn’t ready to leave his family behind.

The second chance at life was an eye opener for Gerald. He immediately bought an insurance policy as soon as he crossed the street so that whatever happens to him, the family can be taken care of. “Set the right foundation in building your dream, and that is protecting your greatest asset — yourself,” Gerald asserts. Eventually, he decided to take a career risk and leave seafaring for good to become an AIA Philam Life financial advisor.

Gerald’s true-to-life experience is the inspiration behind AIA Philam Life’s video for its latest protection product, AIA All-In-One — featuring a man dying with a smile on his face, at peace with the knowledge that his family will be okay.



Breadwinners like Gerald are the lifeblood of Filipino families. To safeguard them against life’s unwanted risks, AIA Philam Life developed AIA All-in-One, a comprehensive whole life insurance plan that provides coverage against the four major risks in life — personal accident, critical illness, permanent disability, and untimely death. This innovative product is further strengthened by Philam Vitality, the company’s science-backed wellness program that incentivizes members with rewards for knowing and improving their health.

The product is financially accessible at less than P100 a day (based on a healthy 32-year-old male). Benefit goes up to three times in case of death due to natural disaster or accident while riding a ticketed passenger vehicle or with a specific route (and includes passengers who are traveling in vehicles through ride-hailing apps). This feature will give peace of mind and protection so that you can go all out in life.

“We want to reach out to the broader market and sell to the masses. If every family had a policy to take care of their children when tragedy strikes, you would have less people living on the street or children running around, risking their lives to sell flowers along busy streets. This is something that I think AIA Philam Life, as one of the stalwarts in the local life insurance industry, should help address,” shares AIA Philam Life CEO Kelvin Ang.



Dahil muntik na akong masagasaan, mas naging totoo for me yung benefit ng AIA All-in-One on personal accident coverage. Kung mahal mo ang pamilya mo and you want them to continue living the best life no matter what, then you should protect yourself from the financial impact of death and illness immediately,” Gerald says.

 “Developing this product goes back to our brand promise, because part of helping people live Healthier, Longer and Better Lives is making sure that the dreams of the family can still come true no matter what happens in the future,” Ang concludes.



Find out more about AIA All-in-One when you call 8528-2000, email [email protected],or  visit the AIA Philam Life website at www.philamlife.com, or their Facebook page.


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